Our Story

Built Around Banking Technology Experience.

CIT Consulting combines decades of banking and fintech experience with independent advisory expertise to help financial institutions make more confident technology decisions.

People First
Independent Advisory
Banking Specialists
Real-World Execution
Who We Are

A Specialized Advisory Firm for Modern Banking.

CIT Consulting focuses on vendor economics, technology strategy and next-generation banking solutions. We work with banks, credit unions and fintech companies to evaluate technology, negotiate better outcomes and modernize operations with greater confidence.

Our perspective spans both financial institutions and technology providers. That experience helps us bring practical market intelligence to procurement, contract negotiations and modernization initiatives.

Explore our advisory approach →
What Sets Us Apart

Independent Advice. Deeper Experience. Better Information.

B

Banking Specialization

Deep exposure to bank and credit-union technology environments and operating realities.

I

Independent Perspective

Advisory work centered on your institution’s priorities and business outcomes.

MI

Market Intelligence

Firsthand knowledge of vendor pricing models, sales strategies and contract structures.

E

Performance-Oriented Execution

A structured approach to turning strategy into measurable improvements.

Our Leadership

Experienced Leaders. Real-World Perspective.

Chris Wenning

Chris Wenning

Founder & Managing Partner

Chris brings deep experience in bank technology, vendor strategy, financial institution advisory and technology modernization.

Mike Elliott, ApexIQ Advisors

Mike Elliott

Advisor to CIT Consulting
ApexIQ Advisors · Co-Founder & Managing Partner

Mike brings more than 25 years of payments and card processing experience, including leadership roles with Fifth Third Bank, Worldpay and Fiserv. He advises financial institutions on card brand, PIN network and processing agreements.

ApexIQ Advisors logo
Matt Bergman, ApexIQ Advisors

Matt Bergman

Advisor to CIT Consulting
ApexIQ Advisors · Co-Founder & Managing Partner

Matt has more than 25 years of experience in financial technology and core processing, including work with Fiserv and FIS. His expertise spans core, card, digital processing and payments contract negotiations.

ApexIQ Advisors logo
Our Principles

A Practical Approach to Better Technology Decisions.

01

Understand the Institution

Start with goals, operations, constraints and business priorities.

02

Challenge the Status Quo

Ask the right questions to uncover better options and avoid common pitfalls.

03

Negotiate From Knowledge

Use market intelligence and vendor experience to improve leverage.

04

Modernize With Purpose

Implement technology only where it supports measurable business improvement.

Build a Stronger Technology Foundation

Schedule a Consultation.

Learn how CIT Consulting can help your institution make more confident technology decisions.

Schedule an Executive Consultation